Who is KiraliT

KiraliT (pronounce « kirality« ) is an advisory firm providing consulting in strategy, economic research and training dedicated to banking and financial services, founded by Dr Estelle Brack in 2019.

KiraliT provides a global views and anaysis on trends in banking and finance, combined with expertise in complex projects management.

KiraliT is specifically working on innovative projects (digital currencies, CBDC, digitisation strategies) and highly ethical projects : financial inclusion and education, green, blue and resilient economies.

KiraliT operates in Europe, Africa and latin America.

Advisory for Strategy
Business development

Complex Program Management
definition of innovative and orginal solutions

Strategic Partnership
between traditional stakeholders and start-ups

Bnomic Research and Studies
Opportunity Studies

Innovation in banking and payments (CBDC, cards, cash, mobile money, digital currencies)

Supporting start-ups to scale up

Financial Education
Business PLan

Fondation of Digital Banks
Implementing digital payment solutions
Fondation of professional organisations

Research for external funding

Organisation and Scientific contend
Participation as an Expert or Panel Moderator

KiraliT calls on cooperation with the best firms and technical experts to provide you with a global, personalized and complete solution.

Financial education and inclusion are also included : Estelle Brack is Co-Founder and Executive Secretary of the network RASEF, gathering specialists in financial education for Africa, founded in 2019 in Ivory Coast.

KiraliT promotes diversity, leadership and gender : Estelle Brack is Ambassador for France of the European Women Payment Network – EWPN and member of the African Women in Fintech and Payments Network.

KiraliT also links stakeholders together and support companies willing to develop their business on the African continent and raise funds.

Authored two books (in French) dedicated to arab and african banking and financial systems
– Les mutations du secteur bancaire et financier africain (2016)
Systèmes bancaires et financiers des pays arabes : vers un modèle commun? (2012)

Expert on Africa
– Executive Secretary of the RASEF
– Member du Club des dirigeants des banques et établissements de crédit d’Afrique since 2019, supporting since 2009
– Author of banking and financial services articles for African Banker & African Business since 2014

Economics Expert in the MENA Region, Board Member of iReMMO since 2012

Author of multiples articles published in professional magazines., available HERE.

Often invited to speak at international conferences and organize conferences and workshops.


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Blog d’Estelle Brack

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